Let’s work together to
sort out your account
Legal action is always the last resort.
Let us guide you through your options.
Here’s How We Work
If you've received a message or letter from Lynn & Main, we know it can feel overwhelming. But our aim is to help you settle your account quickly and fairly, without unnecessary stress. Below you’ll find exactly what to expect from our process, and how we can assist you.
Frequently Asked Questions
Why has my account been sold?
Banks and credit providers often sell accounts to trusted debt purchase companies like Shackleton Credit Management after their own collection process. Our specialist team helps people facing financial challenges, such as job loss, by agreeing on affordable repayment or settlement plans.
Will this debt affect my credit rating and credit profile?
Yes, any unpaid debt will probably make it difficult to get other loans or credit. Once you settle with us, we will update the credit bureaus Please note that the credit bureaus are independent from Shackleton and Lynn & Main Attorneys. They are also regulated separately.
Who regulates Lynn and Main Attorneys
Lynn & Main Incorporated is regulated by the relevant Law Societies of South Africa.
How do I submit a complaint?
We take all complaints seriously. If you believe that a person in our employ has not satisfactorily addressed your complaint, please escalate the complaint to admin@lmb.co.za. If you thereafter believe that your complaint has not been resolved to your satisfaction, please submit your complaint to the necessary regulatory bodies
Will you take legal steps against me?
legal action is always a last resort and we only proceed if someone ignores us, is uncooperative, untruthful about their finances, or if it’s necessary to stop the debt from prescribing. Our preference is to work with you on an affordable payment plan without going to court.
What must I do if a summons is served on me?
Contact us as soon as possible to see what can be done to avoid judgment from being granted by the court. If you have no defence to the claim but are simply not in a financial position to pay, the attorney may be advised to suspend further legal steps once a payment has been received.
What are the consequences if you obtain a Judgment against me?
The creditor’s right to claim will be preserved for 30 years, and during this period they may enforce the judgment by having the sheriff attach and sell your property, obtaining a court order for monthly instalments based on your income and expenses, or sequestrating your estate for the benefit of creditors. You will also be listed with the credit bureaus as a judgment debtor and may be disqualified from obtaining future credit
Why Settling Your Account Matters
Reduced interest and fees
Improved credit score
Avoiding legal consequences
Better access to future credit
Simplify Payments with a Debit Order
A debit order is the easiest and safest way to pay off your account. Here’s why it works so well:
No missed payments
Saves time
You stay in control of the amount and date
Ready to Talk?
or complete the form below for a call back when it is convenient to talk
Our team is ready to assist you with settling your account in a way that works for you.